Congresswoman Virginia Foxx talks with Neil Cavuto on FOX Business about student loans, and President Obama’s bully pulpit at UNC- Chapel Hill. She points out that the people he was speaking to, would not even be affected by the hike in interest rates coming in July. (Talk about misleading!)

What do you think? Is there any reason college students should voluntarily pile themselves down with debt? Do you believe keeping the rates artificially low if profitable for Americans?